rates

Deposit/Loan Rates at National Bank

Update  May 8, 2018


Statement Savings

$100 Minimum to Open Interest Rates Annual Percentage Yield Crediting Frequency
$0.00 to $200.00 0.00% 0.00% n/a
$200.01 to $9.999.99 0.20% 0.20% Monthly
$10,000 and over 0.30% 0.30% Monthly

    Interest Rates Annual Percentage Yield Crediting Frequency
Christmas Club $1 Minimun to Open 0.25% 0.25% At Payout
Just 4 You Club $1 Minimun to Open 0.25% 0.25% At Payout

Premier Checking

$1,500 Minimum to Open Interest Rates Annual Percentage Yield Crediting Frequency
$0.00 - $2,499.99 0.05% 0.05% Monthly
$2,500 - $19,999.99 0.10% 0.10% Monthly
$20,000 & over 0.15% 0.15% Monthly

Money Market Checking

$2,500 Minimum to Open Interest Rates Annual Percentage Yield Crediting Frequency
$0.00 - $2,499.99 0.15% 0.15% Monthly
$2,500 - $19,999.99 0.25% 0.25% Monthly
$20,000 & $49,999.99 0.30% 0.30% Monthly
$50,000 & over 0.40% 0.40% Monthly

Business Money Market Checking

$2,500 Minimum to Open Interest Rates Annual Percentage Yield Crediting Frequency
$0.00 - $2,499.99 0.15% 0.15% Monthly
$2,500 - $19,999.99 0.25% 0.25% Monthly
$20,000 - $49,999.99 0.30% 0.30% Monthly
$50,000 & over 0.40% 0.40% Monthly

Business Interest Bearing

$1,000 Minimum to Open Interest Rates Annual Percentage Yield Crediting Frequency
$0.00 - $2499.99 0.05% 0.05% Monthly
$2,500.00 - 19,999.99 0.10% 0.10% Monthly
$20,000.00 & over 0.15% 0.15% Monthly

Public Funds Checking

$1,000 Minimum to Open Interest Rates Annual Percentage Yield Crediting Frequency
$0.00 - $2499.99 0.05% 0.05% Monthly
$2,500.00 - 19,999.99 0.10% 0.10% Monthly
$20,000.00 & over 0.15% 0.15% Monthly

Interest Compounded daily on all accounts, Rates subject to change daily
Substantial penalty for early withdrawal
Fees Could reduce the earnings on some accounts
Member FDIC


IRA Accounts

    Interest Rates Annual Percentage Yield Crediting Frequency
12 Mo. IRA CD (Fixed Rate) $500.00 Minimum 0.75% 0.75% Quarterly
18 Mo. IRA CD (Fixed Rate) $500.00 Minimum 1.00% 1.01% Quarterly
18 Mo. IRA CD (Variable) $500.00 Minimum 1.35% 1.36% Monthly
24 Mo. IRA CD (Fixed Rate) $500.00 Minimum 1.15% 1.16% Quarterly
30 Mo. IRA CD (Fixed Rate) $500.00 Minimum 1.25% 1.26% Quarterly
36 Mo. IRA CD (Fixed Rate) $500.00 Minimum 1.50% 1.51% Quarterly
48 Mo. IRA CD (Fixed Rate) $500.00 Minimum 1.90% 1.92% Quarterly
60 Mo. IRA CD (Fixed Rate) $500.00 Minimum 2.05% 2.07% Quarterly

Certificates of Deposit

    Interest Rates Annual Percentage Yield
03 Month $1,000.00 Minimum 0.25% 0.25%
06 Month $1,000.00 Minimum 0.35% 0.35%
12 Month $1,000.00 Minimum 0.75% 0.75%
18 Month $1,000.00 Minimum 1.00% 1.01%
24 Month $1,000.00 Minimum 1.15% 1.16%
30 Month $1,000.00 Minimum 1.25% 1.26%
36 Month $1,000.00 Minimum 1.50% 1.51%
48 Month $1,000.00 Minimum 1.90% 1.92%
60 Month $1,000.00 Minimum 2.05% 2.07%

Health Savings Account

$50 Minimum to Open Interest Rates Annual Percentage Yield Crediting Frequency
under $1,000 0.50% 0.50% Monthly
$1,000 & over 1.35% 1.36% Monthly

Loan Rates at National Bank


Residential Mortgage Loans

Annual Percentage Rate (APR) is correct as of May 14, 2018.


Fixed Rate Mortgages

Maximum loan $417,000.00. Owner occupied. Maximum LTV 80%. Rates subject to change daily.
Term Initial Rate Annual Percentage Rate Monthly Payment
15-year (180 payments) 4.375 4.486 758.62
20-year(240 payments) 4.625 4.714 639.42
30-year (360 payments) 4.750 4.816

521.65

- Payments based on a $100,000 loan

- Payments disclosed do not include taxes or insurance

- Please call your local lender for daily rate changes.

- All Rates are subject to change without notice.



Home Equity Line of Credit

Call your local lender for best rate available.



Custom Build Home Construction

Call your local lender for the best rate available.



Automobile Loans

New and Used

Call your local lender for the best rates available