rates

Deposit/Loan Rates at National Bank

Update  December 5, 2017


    Interest Rates Annual Percentage Yield Crediting Frequency
Statement Savings $100 Minimun to Open 0.20% 0.20% Monthly
Christmas Club $1 Minimun to Open 0.25% 0.25% At Payout
Just 4 You Club $1 Minimun to Open 0.25% 0.25% At Payout

Super Now Account

$1,000 Minimum to Open Interest Rates Annual Percentage Yield Crediting Frequency
$0.00 - $2,499.99 0.05% 0.05% Monthly
$2,500 - $19,999.99 0.10% 0.10% Monthly
$20,000 & over 0.15% 0.15% Monthly

Corporate Profit Plus

$1,000 Minimum to Open Interest Rates Annual Percentage Yield Crediting Frequency
$0.00 - $2,499.99 0.05% 0.05% Monthly
$2,500 - $19,999.99 0.10% 0.10% Monthly
$20,000 & over 0.15% 0.15% Monthly

Money Market Checking

$2,500 Minimum to Open Interest Rates Annual Percentage Yield Crediting Frequency
$0.00 - $2,499.99 0.15% 0.15% Monthly
$2,500 - $19,999.99 0.25% 0.25% Monthly
$20,000 & $49,999.99 0.30% 0.30% Monthly
$50,000 & over 0.40% 0.40% Monthly

Health Savings Account

$50 Minimum to Open Interest Rates Annual Percentage Yield Crediting Frequency
under $1000 0.50% 0.50% Monthly
$1000 & over 1.35% 1.36% Monthly

IRA Accounts

    Interest Rates Annual Percentage Yield Crediting Frequency
12 Mo. IRA CD (Fixed Rate) $500.00 Minimum 0.50% 0.50% Quarterly
18 Mo. IRA CD (Fixed Rate) $500.00 Minimum 0.65% 0.65% Quarterly
18 Mo. IRA CD (Variable) $500.00 Minimum 1.35% 1.36% Monthly
24 Mo. IRA CD (Fixed Rate) $500.00 Minimum 0.75% 0.75% Quarterly
30 Mo. IRA CD (Fixed Rate) $500.00 Minimum 0.85% 0.85% Quarterly
36 Mo. IRA CD (Fixed Rate) $500.00 Minimum 1.00% 1.01% Quarterly
48 Mo. IRA CD (Fixed Rate) $500.00 Minimum 1.40% 1.41% Quarterly
60 Mo. IRA CD (Fixed Rate) $500.00 Minimum 1.75% 1.77% Quarterly

Certificates of Deposit

    Interest Rates Annual Percentage Yield
03 Month $1,000.00 Minimum 0.20% 0.20%
06 Month $1,000.00 Minimum 0.30% 0.30%
12 Month $1,000.00 Minimum 0.50% 0.50%
18 Month $1,000.00 Minimum 0.65% 0.65%
24 Month $1,000.00 Minimum 0.75% 0.75%
30 Month $1,000.00 Minimum 0.85% 0.85%
36 Month $1,000.00 Minimum 1.00% 1.01%
48 Month $1,000.00 Minimum 1.40% 1.41%
60 Month $1,000.00 Minimum 1.75% 1.77%

Personal Cash Management Checking

    Interest Rates Annual Percentage Yield Crediting Frequency
All Balance ($2,500 to open)   0.15% 0.15% Monthly

Interest Compounded daily on all accounts, Rates subject to change daily
Substantial penalty for early withdrawal
Fees Could reduce the earnings on some accounts
For additional information contact a Customer Service Representative
Member FDIC



Loan Rates at National Bank


Residential Mortgage Loans

Annual Percentage Rate (APR) is correct as of December 8, 2017.


Fixed Rate Mortgages

Maximum loan $417,000.00. Owner occupied. Maximum LTV 80%. Rates subject to change daily.
Term Initial Rate Annual Percentage Rate Monthly Payment
15-year (180 payments) 3.500 3.603 714.88
20-year(240 payments) 3.875 3.958 599.41
30-year (360 payments) 4.125 4.186

484.65

- Payments based on a $100,000 loan

- Payments disclosed do not include taxes or insurance

- Please call your local lender for daily rate changes.

- All Rates are subject to change without notice.



Home Equity Line of Credit

Call your local lender for best rate available.



Custom Build Home Construction

Call your local lender for the best rate available.



Automobile Loans

New and Used

Call your local lender for the best rates available