deposits

It is National Banks goal to provide you with a high level of service while maintaining personal attention to all your hometown banking needs. The following are some of the Checking and Savings Accounts we offer. Please contact a Customer Representative at 800-717-3991 for additional information. Click Here to open a new personal checking or savings account.


Personal and Business Checking and Savings Account


Non-Interest Bearing Checking


Interest Bearing Checking


Savings Accounts


Free Checking...


Regular Checking…

  • $100 to open
  • Unlimited check writing
  • Detailed monthly statements with images
  • ATM/ Visa check card
  • $5.00 charge if average daily balance falls below $500 per statement cycle (waived for seniors & students upon request)
  • Online banking access
  • In-Touch24 toll free phone banking
  • Discretionary Overdraft Privilege
    Click here for "What you need to know about Overdrafts and Overdraft Fees"

Prime Time Checking...

  • Age requirement of 55 or older
  • $100.00 minimum to open
  • $3.00 service charge each statement cycle (Fee waived if more than $25,000 in combined personal account balances with NB)
  • Detailed Electronic Monthly statement with images*
  • Unlimited check writing
  • Visa/ATM Check Card available
  • FREE Stop Pays/Official Checks/copies/faxes/telephone transfers
  • NO FEE for License Stickers
  • FREE 2 boxes of checks per year
  • Rate Increase of 0.10% on posted CD rates (interest added on or deposited to a NB checking or savings account) upon request
  • Online\Mobile Banking Access
  • In-Touch24 toll free phone banking
  • Discretionary Overdraft Privilege
    *Additional monthly charge of $2 for paper statement fee
    Click here for “What you need to know about Overdrafts and Overdraft Fees”

Fresh Start Checking...

  • $50.00 minimum to open
  • $9.00 service charge each statement cycle*
  • Visa/ATM Check Card only
  • Check writing not allowed or account may be closed
  • Electronic detailed monthly statement without image**
  • Online\Mobile Banking Access
  • In-Touch24 toll free phone banking

*Reduced by $2.00 with Direct Deposit
**Additional monthly charge of $2 for paper statement fee


Personal Cash Management...

  • $2,500 minimum to open
  • 1st order of checks free
  • Unlimited check writing
  • Elevated interest rate - Click here for Rates
  • ATM/Visa Check card
  • Detailed monthly statement with images
  • $20.00 charge if average daily balance falls below $2,500 per statement cycle
  • Online banking access
  • In-Touch24 toll free phone banking

Super NOW…


Money Market…

  • $2,500 minimum to open
  • Transactions limitations
  • Detailed monthly statement with images
  • Interest Bearing-Tiered Rate - Click here for Rates
  • Free checks
  • $10.00 charge if average daily balance falls below $2,500 per statement cycle
  • Online banking access
  • In-Touch24 toll free phone banking

Business Checking...


High Volume Business Checking…


Business Now Account…


Business Money Market…

  • $2,500 to open
  • Free Checks
  • Transaction Limitations
  • Interest Bearing-Tiered Rate - Click here for Rates
  • $10.00 service charge if average daily balance falls below $2,500 per statement cycle
  • Online banking access
  • In-Touch24 toll free phone banking

Corporate Profit Plus Checking…

  • $1,000 to open
  • 350 items or less per month at no charge
  • First 300 general purpose safety paper business checks free
  • Interest Compounded daily - credited monthly - Click here for Rates
  • $10.00 service charge if daily average falls below $1,000 per statement cycle
  • Online banking access
  • In-Touch24 toll free phone banking

Statement Savings…

  • $100 minimum to open
  • No minimum for minor accounts
  • Transaction limitations
  • Online banking access
  • In-Touch24 toll free phone banking
  • Secure email statements
  • ATM Card for Savings
  • Direct Deposits
  • Quarterly statement unless combined with National Bank checking Account
  • $.50 fee per withdrawal in excess of 10 per month, if performed by teller
  • Interest Bearing Account - Click here for Rates

Business Savings Accounts…

  • $100 minimum to open
  • Transactions Limitations
  • In-Touch24 toll free phone banking
  • Online Banking Access
  • Direct Deposit
  • Secure Email statements
  • Quarterly statement
  • $.50 fee per withdrawal in excess of 10 per month, if performed by a teller
  • Interest Bearing Account- Click here for Rates

Christmas Club…

  • $1.00 to open
  • No withdrawals allowed
  • Online banking access
  • Direct deposits/ Internal transfers
  • Deposits can be made at anytime
  • If closed prior to October, must have approval and all interest is forfeited
  • Interest is credited when club pays out in October - Click here for Rates
  • $5.00 fee for Christmas Club disbursements issued by bank check.

Just 4 You…

  • $1.00 to open
  • No withdrawals allowed
  • Online banking access
  • Direct deposits/ Internal transfers
  • Deposits can be made at anytime
  • If closed prior to May, must have approval and all interest is forfeited
  • Interest is credited when club pays out in May - Click here for Rates
  • $5.00 fee for Just 4 You disbursements issued by bank check

KID$ Club Savings…

  • For those 17 and younger
  • $1.00 minimum to open
  • Interest earned on any balance
  • Rate increase of .05% over posted normal savings rate
  • Transaction Limitations
  • Quarterly Electronic statements unless combined with a National Bank Checking Account*
  • Online\Mobile Banking Access
  • Converts to normal savings at age18
  • Adult joint account holder required
  • In-Touch24 toll free phone banking

*Additional quarterly charge of $2 for paper statement fee


Certificate of Deposits…

  • $1,000 minimum
  • Terms - 3, 6, 12, 18, 24, 30, 36, 48, 60 months Interest can be automatically deposited to a
  • National Bank checking or saving account, added back to the CD or sent by check
  • Penalty for early withdrawal
  • Interest compounded daily - Click here for Rates

Health Savings Account…


IRA…