Fixed Rate Mortgages*
Maximum loan $417,000.00, Owner occupied. Maximum LTV 95%. Rates subject to change daily
Term
Initial Rate
Annual Percentage Rate
Monthly Payment
7–year (84 payments)
5.625
5.657
572.05
*NEW*
15–year (180 payments)
5.750
5.777
826.44
20–year (240 payments)
6.125
6.147
723.66
30–year (360 payments)
6.25
6.267
609.51
*7 year loan - balloon payment is $89,968.42 on a $100,000.00 loan. Payment calculated on 30 year amortization.
Balloon Rate Mortgages*
Final balloon payment subject to renewal. Maximum LTV is 95%. Non-conforming loans.
Term
Initial Rate
Annual Percentage Rate
Monthly Payment
2–year (23 payments*)
7.000
7.094
665.30
4-year (47 payments*)
7.500
7.552
699.21
Adjustable Rate Mortgages*
APR may adjust after consummation. Rate can adjust 2% yearly, not more than 6% over the life of the loan. Non-conforming loans.
Term
Initial Rate
Annual Percentage Rate
Monthly Payment
1/1 year
5.75
5.925
583.57
2/1 year
6.75
6.926
648.60
4/1 year
7.250
7.301
682.18
Custom Build Home Construction
9 month term for construction period with permanent rate lock. Maximum LTV of 90%
Initial Rate
Annual Percentage Rate
Payment Options
5.50
5.739
Interest Only
Home Equity Revolving Line of Credit*
No Annual Fee – Maximum LTV 90% - Rate changes annually. Loan Fee $100.00 – National Bank Prime is Prime Rate as Published in the Wall Street Journal, currently 5.000%. Other restrictions may apply.
Term
Rate
120 month, multiple advances
NB PRIME 5.00
*30 year amortization. APR and Payments based on a $100,000 borrowed amount with 80% LTV. Other restrictions may apply. Rates may change without notice.
Home Equity Term Loan
Call your local lender for the best rates available.
Automobile Loans
New and Used
Call your local lender for the best rates available.
