Fixed Rate Mortgages*
Maximum loan $417,000.00, Owner occupied. Maximum LTV 95%. Rates subject to change daily
Term
Initial Rate
Annual Percentage Rate
Monthly Payment
7-year (84 payments)
4.125
4.179
484.65
15-year (180 payments)
4.000
4.085
739.69
20-year (240 payments)
4.375
4.430
625.92
30-year (360 payments)
4.500
4.536
500.98
*7 year loan - balloon payment is $86,790.33 on a $100,000.00 loan. Payment calculated on 30 year amortization.
Please call your local lender for daily rate changes.
Balloon Rate Mortgages*
Final balloon payment subject to renewal. Maximum LTV is 95%. Non-conforming loans.
Term
Initial Rate
Annual Percentage Rate
Monthly Payment
2-year (23 payments*)
6.000
6.093
599.55
4-year (47 payments*)
6.500
6.551
632.07
Custom Build Home Construction
9 month term for construction period with permanent rate lock. Maximum LTV of 90%
Initial Rate
Annual Percentage Rate
Payment Options
5.000
5.238
Interest Only
Home Equity Revolving Line of Credit*
No Annual Fee - Maximum LTV 90% - Rate changes annually to NB Prime or Floor Rate whichever is higher. Floor Rate is 4.75% Loan Fee $100.00 - National Bank Prime is the Prime Rate as Published in the Wall Street Journal. Current NB Prime 3.25% Other restrictions may apply.
Term
Rate
120 month, multiple advances
4.750
*30 year amortization. APR and Payments based on a $100,000 borrowed amount with 80% LTV. Other restrictions may apply. Rates may change without notice.
Home Equity Term Loan
Call your local lender for the best rates available.
Automobile Loans
New and Used
Call your local lender for the best rates available.
